The Investment Risk Pyramid: CEFs, ETFs, & Mutual Funds by Steve Selengut

Excerpt: “The Risk Pyramid is basically an asset allocation tool for “financial” risk, as opposed to “market”, “interest rate”, “concentration”, “sector”, “region”, “liquidity”, “inflation” etc. If there is no risk (bank deposit, cash, money market), there is no real investment, so most “classical” pyramids included these on the ground floor as a place, perhaps, where neophytes could just hang out until they learned a bit more about investing.”

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