Can you do better than VTSAX? Absolutely! No stock picking required. Just break down VTSAX into VFIAX + VIMAX + VSMAX and you get up to a 0.84% higher annual return with less investment risk and volatility! That’s a win-win for keeping it simple if I’ve ever seen one!
— Read on keepinvestingsimplestupid.com/how-to-build-an-investment-portfolio-better-than-vtsax-part-2/