If you would like to increase your expected future returns while doing your best to minimize your investment risk, this is the article on how to do that. By diversifying among 5 different domestic stock funds over the past 20 years they outperformed VTSAX by almost 3% per year!
— Read on keepinvestingsimplestupid.com/building-an-investment-portfolio-better-than-vtsax-part-4/
Finding Value in ETF's Worth Owning for the Long Haul